The purchase restriction on the property market is a last resort. Once the nation’s individual housing information network and the information on banking, finance, taxation, and public security systems are integrated into a single platform, it will no longer be necessary to adopt such an administratively intensive approach to regulate the property market. Jiang Weixin, minister of the Ministry of Housing and Construction, made the above remarks when asked by members of the Standing Committee on the purchase of the property market.
Yesterday, at the 23rd meeting of the 11th National Standing Committee of the Communist Party of China, a joint group meeting was held to ask the State Council about the construction and management of affordable housing in cities and towns. From policy design to construction progress, from funding guarantees to distribution management, and from fund-raising to housing construction, social questions about security housing have been placed on the table.
After the National Housing Information Network was connected with taxation measures to regulate house prices, Wu Xiaoling, vice chairman of the National Financial and Economic Committee, proposed that excessive speculation in the commodity housing market should be suppressed to stabilize housing prices. However, the long-term purchase restriction policy is contrary to the principle of resource allocation in the market and should be used more. Tax regulation.
In response, Jiang Weixin, minister of the Ministry of Housing and Construction, stated that the purchase restriction policy is an administrative measure. "Room prices have risen at high speed. Other control measures have been used and have also played a role, but they have been unable to suppress housing prices. At least, they have restrained the tendency of excessively high house prices, and finally resorted to such a restriction. Measures."
“As a sword, it is also held jointly by the Ministry of Supervision and the Ministry of Housing and Housing to implement accountability. This has played a role and cannot be said to be the main role. *** The State Department has adopted a comprehensive policy and commodity prices are now generally To stabilize, some cities have begun to show signs of decline. Some second- and third-tier cities are still rising, but the increase has begun to decrease.†Jiang Weixin commented.
The National Information Network does not require purchase orders to “take more taxation measures and regulate demand and supply, including housing prices. This is a very important opinion and is correct.†Jiang Weixin agrees that more tax measures are used to regulate house prices, but It also pointed out that "there is indeed a problem where information is not particularly clear, and we are working hard to build an urban personal housing information system. The construction of this information system is honestly very difficult."
Jiang Weixin said that he intends to conduct pilot projects in 40 cities first, collect personal housing information from 40 cities first, and then implement nationwide networking as soon as possible. Once this system is established, plus information from the banking system, financial system, taxation system, and public security system, if it can be unified on a single platform, it will no longer have to resort to limited-purchasing administratively intensive methods to regulate the property market.
By the end of the year, the 40-city information network will also affect the equitable distribution of affordable housing. The Deputy Minister of Housing and Construction, Qi Tong, said that the issue involves accurate knowledge of the applicant’s housing, income, and property. At the moment, basic information is insufficient and the relevant conditions are more complicated, making management more difficult. He said frankly: "Although there is a publicity system, there have been some problems, such as the problem of fraudulent renting, fraudulent buying, and rent-seeking for power."
The Twelfth Five-Year Plan proposes that by 2015, the national basic information management platform for housing security will be basically established. What is the current situation? Qi Hao introduced that the construction of personal information systems in 40 cities was launched last year. At present, all existing houses in the urban area have been registered for property rights, including personal housing information registered in property rights. However, there are still a considerable number of homes that have not registered property rights, and even include commercial housing. All registered personal housing information in the urban area must be embodied in the system. At the same time, it is required to expand the information platform to the administrative areas under the jurisdiction of all cities and to integrate the registered housing information on the state-owned land in urban areas.
Qi Qi expects that according to the current situation, these 40 cities' information systems have already achieved the city and district network. Before the end of this year, the information systems of these 40 key cities will be networked.
After the construction of the information system is related to the networking of the information security housing information system, one is to solve the problem of analysis of market changes, and the other is to solve the problem of implementing differentiated monetary policies.
Qi Wei introduced that after the information system is operating, it can achieve the goal of “finding people with a homeâ€. However, at present, the system still has a lot of deficiencies. First of all, the information is only personal information, not family information, and it is not enough to fully meet the needs of the implementation of differentiated credit policies and temporary measures for housing purchases; secondly, the system includes housing. Excluding public security, civil affairs, taxation, and other information. Therefore, the next step is to require legal support in order to realize a comprehensive information system.
Jiang Weixin added that the construction of an individual housing information system is more difficult than expected. Not only information collection but also information security issues.
Investigating amendments to the regulations *** Jiang Weixin revealed at the meeting that when the *** regulations now need to be revised, the Ministry of Housing and Urban-Rural Development is conducting research on this matter. The next step is to prepare a draft report and make recommendations to the State Council.
“Already 18 years ago, the situation has completely changed, and it really needs to be revised.†Jiang Weixin remarked, “I have been to the Ministry of Housing and Urban-Rural Development for more than four years. The issue of *** has always been a headache for me.†Jiang Weixin said, *** Regulations and Policies Very strong, especially with the development of the market economy, many of the past regulations now seem to be well studied. In addition, there are many problems in management, the system is not perfect, and the Ministry of Housing and Development is managing this matter, but there is no system below.
*** Is it safe to build private housing?
Some members suggested that we investigated the issue of sandwich housing in low-rent housing that cannot be afforded. They face a great deal of life pressure, but they can't see the rent. ***Build low-cost housing, and low-rent housing has nothing to do with them. The ownership of the housing *** is personal, not the government. Many people now question why the government took personal housing for employees to do something that should be undertaken by the government. They think this is "private funds public."
According to the current regulations, the value-added portion of *** itself is mainly used to extract risk funds, management fees of *** management agencies, and low-cost housing construction. Beginning last year, with the approval of the State Council, some urban pilot savings were used for short-term loans for affordable housing, public rental housing, and urban shantytown reconstruction. In such a way, there are more benefits to the bank than simply being in the bank. The most positive thing is that through this kind of **, the supply of affordable housing has increased and the depositor has applied for affordable housing. This part of the money has been used to some extent by himself. In fact, in Singapore, the use of *** is much broader than ours and has exceeded the housing demand itself.
Housing security will focus on monetary subsidies Jiang Weixin, minister of the Ministry of Construction, said in response to a committee inquiry that after the end of the “Twelfth Five-Year Planâ€, China’s housing security will gradually shift to monetary subsidies.
Jiang Weixin said that the basic housing guarantee system, including the scope of safeguards, the methods of safeguards, the mechanisms, goals, and principles of safeguards, has indeed been continuously improved over the past few years.
The scope of housing security is low-income and partial-middle-income. There are no houses to live in and housing is difficult. Difficulties in housing include not complete sets. A few hundred people share a bathroom. The method is also physical protection and monetary subsidy. The physical protection in these two years is a bit more. After the end of the “Twelfth Five-Year Planâ€, it is gradually transferred to monetary subsidy.
Jiang Weixin said that physical security is divided into rent and sale. The mechanism is mainly two mechanisms, one is the input mechanism, and the other is the mechanism for construction management, distribution and operation. These two aspects are also constantly improving.
Jiang Weixin pointed out that by the end of 2020, it should be the vast majority of urban residents who live in complete sets of houses that meet the requirements of civilization and health requirements. By the end of the “Twelfth Five-Year Planâ€, according to the preliminary calculations, the protection rate reached the number of households. About 20%. The principle of protection is to meet the basic housing needs, small size, full functionality, and good quality.
Yesterday, at the 23rd meeting of the 11th National Standing Committee of the Communist Party of China, a joint group meeting was held to ask the State Council about the construction and management of affordable housing in cities and towns. From policy design to construction progress, from funding guarantees to distribution management, and from fund-raising to housing construction, social questions about security housing have been placed on the table.
After the National Housing Information Network was connected with taxation measures to regulate house prices, Wu Xiaoling, vice chairman of the National Financial and Economic Committee, proposed that excessive speculation in the commodity housing market should be suppressed to stabilize housing prices. However, the long-term purchase restriction policy is contrary to the principle of resource allocation in the market and should be used more. Tax regulation.
In response, Jiang Weixin, minister of the Ministry of Housing and Construction, stated that the purchase restriction policy is an administrative measure. "Room prices have risen at high speed. Other control measures have been used and have also played a role, but they have been unable to suppress housing prices. At least, they have restrained the tendency of excessively high house prices, and finally resorted to such a restriction. Measures."
“As a sword, it is also held jointly by the Ministry of Supervision and the Ministry of Housing and Housing to implement accountability. This has played a role and cannot be said to be the main role. *** The State Department has adopted a comprehensive policy and commodity prices are now generally To stabilize, some cities have begun to show signs of decline. Some second- and third-tier cities are still rising, but the increase has begun to decrease.†Jiang Weixin commented.
The National Information Network does not require purchase orders to “take more taxation measures and regulate demand and supply, including housing prices. This is a very important opinion and is correct.†Jiang Weixin agrees that more tax measures are used to regulate house prices, but It also pointed out that "there is indeed a problem where information is not particularly clear, and we are working hard to build an urban personal housing information system. The construction of this information system is honestly very difficult."
Jiang Weixin said that he intends to conduct pilot projects in 40 cities first, collect personal housing information from 40 cities first, and then implement nationwide networking as soon as possible. Once this system is established, plus information from the banking system, financial system, taxation system, and public security system, if it can be unified on a single platform, it will no longer have to resort to limited-purchasing administratively intensive methods to regulate the property market.
By the end of the year, the 40-city information network will also affect the equitable distribution of affordable housing. The Deputy Minister of Housing and Construction, Qi Tong, said that the issue involves accurate knowledge of the applicant’s housing, income, and property. At the moment, basic information is insufficient and the relevant conditions are more complicated, making management more difficult. He said frankly: "Although there is a publicity system, there have been some problems, such as the problem of fraudulent renting, fraudulent buying, and rent-seeking for power."
The Twelfth Five-Year Plan proposes that by 2015, the national basic information management platform for housing security will be basically established. What is the current situation? Qi Hao introduced that the construction of personal information systems in 40 cities was launched last year. At present, all existing houses in the urban area have been registered for property rights, including personal housing information registered in property rights. However, there are still a considerable number of homes that have not registered property rights, and even include commercial housing. All registered personal housing information in the urban area must be embodied in the system. At the same time, it is required to expand the information platform to the administrative areas under the jurisdiction of all cities and to integrate the registered housing information on the state-owned land in urban areas.
Qi Qi expects that according to the current situation, these 40 cities' information systems have already achieved the city and district network. Before the end of this year, the information systems of these 40 key cities will be networked.
After the construction of the information system is related to the networking of the information security housing information system, one is to solve the problem of analysis of market changes, and the other is to solve the problem of implementing differentiated monetary policies.
Qi Wei introduced that after the information system is operating, it can achieve the goal of “finding people with a homeâ€. However, at present, the system still has a lot of deficiencies. First of all, the information is only personal information, not family information, and it is not enough to fully meet the needs of the implementation of differentiated credit policies and temporary measures for housing purchases; secondly, the system includes housing. Excluding public security, civil affairs, taxation, and other information. Therefore, the next step is to require legal support in order to realize a comprehensive information system.
Jiang Weixin added that the construction of an individual housing information system is more difficult than expected. Not only information collection but also information security issues.
Investigating amendments to the regulations *** Jiang Weixin revealed at the meeting that when the *** regulations now need to be revised, the Ministry of Housing and Urban-Rural Development is conducting research on this matter. The next step is to prepare a draft report and make recommendations to the State Council.
“Already 18 years ago, the situation has completely changed, and it really needs to be revised.†Jiang Weixin remarked, “I have been to the Ministry of Housing and Urban-Rural Development for more than four years. The issue of *** has always been a headache for me.†Jiang Weixin said, *** Regulations and Policies Very strong, especially with the development of the market economy, many of the past regulations now seem to be well studied. In addition, there are many problems in management, the system is not perfect, and the Ministry of Housing and Development is managing this matter, but there is no system below.
*** Is it safe to build private housing?
Some members suggested that we investigated the issue of sandwich housing in low-rent housing that cannot be afforded. They face a great deal of life pressure, but they can't see the rent. ***Build low-cost housing, and low-rent housing has nothing to do with them. The ownership of the housing *** is personal, not the government. Many people now question why the government took personal housing for employees to do something that should be undertaken by the government. They think this is "private funds public."
According to the current regulations, the value-added portion of *** itself is mainly used to extract risk funds, management fees of *** management agencies, and low-cost housing construction. Beginning last year, with the approval of the State Council, some urban pilot savings were used for short-term loans for affordable housing, public rental housing, and urban shantytown reconstruction. In such a way, there are more benefits to the bank than simply being in the bank. The most positive thing is that through this kind of **, the supply of affordable housing has increased and the depositor has applied for affordable housing. This part of the money has been used to some extent by himself. In fact, in Singapore, the use of *** is much broader than ours and has exceeded the housing demand itself.
Housing security will focus on monetary subsidies Jiang Weixin, minister of the Ministry of Construction, said in response to a committee inquiry that after the end of the “Twelfth Five-Year Planâ€, China’s housing security will gradually shift to monetary subsidies.
Jiang Weixin said that the basic housing guarantee system, including the scope of safeguards, the methods of safeguards, the mechanisms, goals, and principles of safeguards, has indeed been continuously improved over the past few years.
The scope of housing security is low-income and partial-middle-income. There are no houses to live in and housing is difficult. Difficulties in housing include not complete sets. A few hundred people share a bathroom. The method is also physical protection and monetary subsidy. The physical protection in these two years is a bit more. After the end of the “Twelfth Five-Year Planâ€, it is gradually transferred to monetary subsidy.
Jiang Weixin said that physical security is divided into rent and sale. The mechanism is mainly two mechanisms, one is the input mechanism, and the other is the mechanism for construction management, distribution and operation. These two aspects are also constantly improving.
Jiang Weixin pointed out that by the end of 2020, it should be the vast majority of urban residents who live in complete sets of houses that meet the requirements of civilization and health requirements. By the end of the “Twelfth Five-Year Planâ€, according to the preliminary calculations, the protection rate reached the number of households. About 20%. The principle of protection is to meet the basic housing needs, small size, full functionality, and good quality.
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